Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. It operates in two segments, Banking Activities and Insurance Agency Activities. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, including direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consisting of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company sells various premium-based insurance policies, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability, and long-term care coverage, as well as provides claims adjusting services to various insurance companies; and non-deposit investment products, such as annuities and mutual funds. It operates through a total of 21 full-service banking offices in Erie County, Niagara County, Monroe County, and Chautauqua County, New York. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York. The 2025 version of the report offers detailed insights into the company's strategies, developments, outlook and drivers. In addition to SWOT Analysis and Financial Overview, the report analyzes key projects, business description, products, services, brands, operating locations, subsidiaries and affiliates of Evans Bancorp Inc..
Evans Bancorp Inc. business operations across the value chain are included. Further, all major operating and planned locations, related contacts, details of subsidiaries and partnerships of Evans Bancorp Inc. are also analyzed.
Detailed SWOT Analysis of the company including key strengths and weaknesses of Evans Bancorp Inc. , on which it can build its business along with potential opportunities and threats in the near to medium term future are detailed.
Key employees of the company including the management team and board of directors are listed with their designations. Further, statistics on key parameters such as employee count, organization structure etc is provided.
Financial analysis of Evans Bancorp Inc. including key ratios, income statement, cash flow statement and balance sheet are provided for the company. In addition, Key historical events, summary analysis of Evans Bancorp Inc. and all latest updates of the company are provided.
The 2025 version of Evans Bancorp Inc. report is presented after intensive primary and secondary research processes and it presents the insights in a complete impartial and reader friendly format.
TABLE OF CONTENTS
1.1 List of Tables
1.2 List of Figures
2 Introduction to the Company
2.1 Evans Bancorp Inc.- Key Facts
2.2 Evans Bancorp Inc.- Geographic Locations
2.3 Evans Bancorp Inc.- Subsidiaries and Affiliates
2.4 Evans Bancorp Inc.- Business Divisions
2.5 Evans Bancorp Inc.- Key Employees
2.5.1 Management Team
2.5.2 Board of Directors
3. Evans Bancorp Inc. Strategic Analysis Review
3.1 Evans Bancorp Inc.- Key Strategies
3.2 Evans Bancorp Inc.- Company Outlook Statement
3.3 Evans Bancorp Inc.- SWOT Analysis
3.3.1 Evans Bancorp Inc.- Key Strengths
3.3.2 Evans Bancorp Inc.- Key Weaknesses
3.3.3 Evans Bancorp Inc.- Potential Opportunities
3.3.4 Evans Bancorp Inc.- Potential Threats
3.4 Evans Bancorp Inc.- Key Competitors
4. Business Description of the Company
4.1 Evans Bancorp Inc.- Business Overview
4.2 Evans Bancorp Inc.- Operations by Segment
5 Products and Services Details
5.1 Evans Bancorp Inc.- Key Products
5.2 Evans Bancorp Inc.- Key Service Areas
5.3 Evans Bancorp Inc.- Key Brands
6 Company Developments
6.1 Evans Bancorp Inc.- Company History
6.2 Evans Bancorp Inc.- Latest Developments
7 Financial Analysis
7.1 Evans Bancorp Inc.- Income Statements
7.2 Evans Bancorp Inc.- Balance Sheet
7.3 Evans Bancorp Inc.- Cash Flow Statements
8 Competitors and Industry Analysis
8.1 Evans Bancorp Inc.- Direct Competitors
8.2 Evans Bancorp Inc.- Competitor Financial Ratios comparison
8.3 Evans Bancorp Inc.- Competitor Stock Charts Comparison
8.4 Evans Bancorp Inc.- Industry Analysis
9 Appendix
9.1 About SWOTreports
9.2 Sources and Methodology
9.3 Contact Information
P.S.Financial Analysis will be provided only for companies reporting financial data.
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